IRS Payment Plans

The IRS offers several different types of payment plans to help taxpayers deal with their tax debt. You can pay over several months or even several years!

happy man with an irs payment plan

How to Set Up An IRS Payment Plan

You can apply for a payment plan, also known as an installment agreement, on your own or enlist the help of a tax professional. Applications are processed online, by mail, or by phone.

The type of plan you choose will depend on the amount you owe and how quickly you expect to pay it off. The setup fees and monthly payments also vary by plan.

Most taxpayers are placed in either a short-term (180 days or less) or long-term plan. If you owe less than $10,000, you may also qualify for a guaranteed installment agreement, which gives you three years to pay off your tax balance.

Apply For An IRS Payment Plan Today!

Partial Payment Installment Agreement

Unlike other types of IRS payment plans which simply spread your payments over time, a partial payment installment agreement (PPIA) may also include tax debt forgiveness.

If you owe more than $10,000 and are experiencing financial hardship, the IRS may consider placing you in a PPIA. Under this type of payment plan, you make monthly payments based on your ability to pay. Once the statute of limitations expires, the remaining balance is forgiven.

  • Have no open bankruptcy proceedings
  • No active Offer in Compromise
  • Be up to date on all required tax filings
  • Must owe more than $10,000

The IRS will review your PPIA every two years. If your financial outlook improves, your monthly payment will likely increase. Setup fees range from $107 to $225.

Explore Your Payment Plan Options

Need Tax Relief?

Complete the Questionnaire Below to See If You Qualify.

Which type of tax relief do you need?
How much do you owe in federal back taxes?
(OK to estimate)
Do you have any late or unfiled tax returns?
How many years of unfiled tax returns do you have?
Do you need help because you can’t pay your taxes in full at this time?
Do you currently have an installment agreement or payment plan with the IRS?
Have you received a collection letter from the IRS?
Are you Currently Employed?

Thank you for your interest in IRS Fresh Start. At this time, we are unable to assist with your tax situation. We recommend contacting the IRS directly at 800-829-1040 to see what options may be available to you.

You Qualify For A Free Consultation

Final Step: Complete the form and get your Free Consultation by a Tax Professional.